AmanahRaya Investment Management Sdn Bhd (“ARIM”) is a licensed asset management company under the Capital Markets and Services Act and a wholly-owned subsidiary of Amanah Raya Berhad. As at 30th June 2018, the authorized and paid-up capital of ARIM stood at RM25 million and RM10 million, respectively.
With effect from 21 January 2010, ARIM has taken over the role of the Manager for the Funds from AmanahRaya Unit Trust Management Sdn Bhd (“ARUTM”).
Asset under management as at 31st July 2022 is approximately RM7.714 billion, which makes ARIM one of the biggest non-bank backed fund management companies in Malaysia. The asset under management covers both Shariah and non-Shariah mandates. Over the years, ARIM has invested vast resources in building up its infrastructure to provide a top notch fund management service.
ARIM also has wealth of experience and competency in managing multiple asset classes, for both Ringgit and non-Ringgit based investments, which include but not limited to equity, fixed income, unit trust, property, structured products and private equity.
Currently, ARIM’s list of clients include reputable pension funds, insurance companies, government agencies, non-profit foundations, public listed companies and high net-worth individuals.
| Unaudited (in RM) results for year ended 31 December 2023 | Audited (in RM) results for year ended 31 December 2022 | |
|---|---|---|
| Paid-up capital | 10,000,000 | 10,000,000 |
| Shareholder’s funds | 21,694,099 | 20,961,844 |
| Turnover | 23,362,550 | 25,580,906 |
| Pre-tax profit/(loss) | 8,275,404 | 12,478,424 |
| After-tax profit/(loss) | 6,832,255 | 11,259,145 |
| Paid-up capital | 10,000,000 |
|---|---|
| Shareholder’s funds | 17,702,697 |
| Turnover | 28,027,389 |
| Pre-tax profit/(loss) | 14,113,819 |
| After-tax profit/(loss) | 12,757,324 |
| Paid-up capital | 10,000,000 |
|---|---|
| Shareholder’s funds | 15,945,374 |
| Turnover | 23,615,772 |
| Pre-tax profit/(loss) | 11,110,241 |
| After-tax profit/(loss) | 9,820,401 |
| Paid-up capital | 10,000,000 |
|---|---|
| Shareholder’s funds | 13,124,973 |
| Turnover | 15,827,389 |
| Pre-tax profit/(loss) | 6,632,518 |
| After-tax profit/(loss) | 5,727,602 |
The investment manager comprises a number of fund managers and investment research analysts who possess the experience and expertise to undertake the investment management of the funds managed.
The investment committee approves or recommends investment policies and procedures. The committee will continuously monitor the implementation of the investment policies against the predetermined benchmarks towards achieving a proper performance of the Fund. The investment committee will meet at least once every quarter or such other times as may be decided by the Chairman.
On 25th June 2012, Securities Commission Malaysia has approved the ARIM’s Internal Audit and Risk Management function to be outsourced to Amanah Raya Berhad.
Amanah Raya Berhad is the Malaysia's premier trustee company and the holding company for ARIM. Since its establishment as the Department of Public Trustee and Official Administrator on 1 May 1921, AmanahRaya have served the nation for over 90 years and is the market leader in providing trust, legacy management and will-services.
The Department of Public Trustee & Official Administrator was corporatised on 29 May 1995 and on 1 August 1995 commenced its operations as Amanah Raya Berhad.
As trustee and administrator, AmanahRaya's services encompass the legal, financial and administrative duties in preparing trust documents and wills, acting as trustees of trust funds, acting as administrators and executor of deceased estates as well as monitoring the transaction of unit trust funds under our care. AmanahRaya is also involved in the investment of assets held in its Common Fund which pays out competitive dividend to its Beneficiaries.
AmanahRaya is wholly owned by the Government of Malaysia with 99.99% of its shares held by the Minister of Finance (Incorporated) and 0.01% of its shares held by the Federal Commissioner of Lands.
Role and duties of the Service Provider – Internal Audit
Amanah Raya Berhad is to provide independent assurance that ARIM's risk management, governance and internal control processes are operating effectively. Amanah Raya Berhad will conducting the following audit on ARIM.
Role and duties of the Service Provider – Risk Management
Consultation, Reporting and Documentation for
BIMB SECURITIES SDN BHD
BIMB Securities Sdn Bhd (“BIMB Securities”) has been appointed as the Shariah Adviser for AmanahRaya Syariah Trust Fund, AmanahRaya Syariah Cash Management Fund, AmanahRaya Islamic Equity Fund and AmanahRaya Syariah Income Fund (“the Funds”). BIMB Securities will provide Shariah advisory services on the management and operations of the Funds to ensure the operations of the Funds comply with Shariah requirements.
ABOUT BIMB SECURITIES SDN BHD
BIMB Securities is a stockbroking subsidiary of Bank Islam Malaysia Berhad incorporated on 21 February 1994 and is licensed by the Securities Commission Malaysia (“SC”). The corporate mission of BIMB Securities is to be an active participant in a modern, innovative and dynamic Islamic capital market in Malaysia, catering for the needs of all investors, Muslims and non-Muslims, looking for Shariah-compliant investment products and services.
EXPERIENCE IN SHARIAH ADVISORY SERVICES
BIMB Securities is registered with the SC to act as a Shariah Adviser for Islamic products and services regulated by the SC, which include Islamic collective investment schemes. BIMB Securities is independent from the Manager and does not hold office as a member of the committee undertaking the oversight function of the Funds or any other funds managed and administered by the Manager. As at 30 April 2024, BIMB Securities is a corporate Shariah Adviser to 103 Islamic funds including two (2) Islamic Real Estate Investment Trusts.
ROLES AND RESPONSIBILITIES OF BIMB SECURITIES SDN BHD AS A SHARIAH ADVISER
As the Shariah Adviser for the Funds, the role of BIMB Securities is to ensure that the investment operations and processes of the Funds are in compliance with Shariah requirements. BIMB Securities will review the Funds’ investments on a monthly basis to ensure Shariah compliance and it also reviews the semi-annual and annual reports of the Funds.
Notwithstanding the role played by the Shariah Adviser, the ultimate responsibility for ensuring Shariah compliance of the Funds in all aspects of operations and processes rests solely with the Fund Manager.
In line with the SC’s Guidelines on Islamic Capital Market Products and Services, the roles of BIMB Securities as the Shariah Adviser are:
Profile of Designated Shariah Person
Dr. Muhamad Fuad is the designated person in-charge of all Shariah matters in BIMB Securities.
He graduated with a Bachelor of Science Degree in Electrical Engineering in 1977 and a Master of Philosophy Degree in Electrical Engineering in 1982, both from the University of Southampton, England. He also obtained a Bachelor of Arts (Jayyid) Degree in Shariah from the University of Jordan in 1994 and a Doctor of Philosophy in Muslim Civilization from the University of Aberdeen, Scotland in 1996.
He is a registered individual Shariah adviser with the SC. He is the chairman of the Shariah Supervisory Council of Bank Islam Malaysia Berhad and the chairman of the Shariah Committee of AIA-Public Takaful Berhad. He sits on the Shariah Advisory Committee of BIMB Securities.
He is also the non-executive chairman of Gagasan Nadi Cergas Berhad and a board member of Universiti Tun Abd Razak Sdn Bhd.
Nurul Aqila joined BIMB Securities as the Shariah executive in March 2020. She was later promoted as the Acting Head of Shariah section effective 1 April 2023. She is also the Secretary of the Shariah Advisory Committee of BIMB Securities.
Nurul Aqila holds a Bachelor of Islamic Revealed Knowledge and Heritage in Fiqh and Usul al-Fiqh from the International Islamic University of Malaysia.
Currently, she is involved in providing Shariah inputs for the advisory, consultancy and research functions relating to the Islamic capital market products including Islamic collective investment schemes.
For further information on the profile of our Shariah Advisor ( BIMB Securities Sdn Bhd ), please refer to the website https://www.bimbsec.com.my/leadership
Encik Abd Razak bin Salimin ("Encik Razak") joined Amanahraya Investment Management Sdn Bhd ("ARIM") as the Chief Investment Officer on 1 November 2023. Prior to joining ARIM, En Razak had served BIMB Securities Sdn Bhd as a Head of Equity and BIMB Investment Management Berhad as the Head of Investment overlooking a team of investment professionals delivering competitive returns to investors. En Razak built up his foundation in asset management as an investment analyst at Permodalan Nasional Berhad (PNB) before proceeding to become a portfolio manager in PNB overlooking funds with exposure in equities both domestic and global, fixed income securities, money market placements, as well as alternative investments.
Encik Razak is a Chartered Financial Analyst (CFA) charterholder since 2014, and a certified Financial Risk Manager (FRM) accredited by the Global Association of Risk Professionals (GARP) since 2016. He completed his tertiary education at University of Warwick, United Kingdom whereby he holds a degree of Bachelor of Science with Honours in Mathematics, Operational Research, Statistics and Economics. He is also a holder of Capital Market Services Representative License.
Yap Jia Huey joined the company in May 2011 as an Equity Fund Manager. Prior to this, she was with Uni.Asia Life Assurance and SBB Mutual where her experience includes managing equity funds, research as well as product development. She has more than 10 years of experience in the investment industry. She holds an MBA (Finance) from Nottingham University and B. App. Science (Mathematics and Economics) from Universiti Sains Malaysia. She is a license holder of Capital Market & Services Representative and Persatuan Pasaran Kewangan Malaysia (PPKM). Yap Jia Huey is managing various equity private mandates at ARIM.
Ivan Koo was appointed as the Head of Fixed Income of ARIM on November 2023, overseeing all fixed income and money market investments of the Company. Prior to that, he was the Senior Portfolio Manager at ARIM before leaving for FWD Insurance to become the Head of Investment. Throughout his career he has been attached with various fund management and insurance companies such as TA Investment Management Bhd, Progressive Insurance Bhd, Affin Fund Management Bhd and Areca Capital Sdn Bhd. Ivan Koo graduated with a Master of Science (Finance) and Bachelor Degree in Finance (Hons) from Universiti Utara Malaysia. He is a license holder of Capital Market & Services Representative. Ivan Koo has more than 15 years’ of experience in the capital market industry. Ivan is the lead fund manager for all fixed income funds at ARIM.
Amin joined ARIM in February 2024 as the Senior Equity Manager. Prior to that, his last position was the Head of Equity at BOS (Bank of Singapore) Wealth Management Malaysia, where he spent close to five (5) years working in the equity team. Prior to that, he worked in Social Security Organisation (SOCSO) as an investment analyst in the portfolio strategy and risk team. Amin graduated with a Bachelor Degree in Accounting & Finance from Cardiff University. He is a license holder of Capital Market & Services Representative. Amin is also a CFA charterholder. Amin is the fund manager for private mandates at ARIM.
Julian joined ARIM in July 2020 as a Senior Investment Analyst and was promoted to his current position of portfolio manager in August 2022. Prior to his position with ARIM, Julian was a research associate within the Equity Research Department of Affin Hwang Investment Bank for 2 years. Julian graduated with a Bachelor’s degree in Accounting and Finance from Exeter University and a Master’s degree in International Business Economics from Sussex University. He is a licensed Capital Market & Service Representative and is the current portfolio manager for various private mandates and AmanahRaya Islamic Equity Fund (ARIEF) at ARIM.
Datuk Ismail bin Kamaruddin (“Datuk Ismail”) was appointed as Independent Non-Executive Director of AmanahRaya Investment Management Sdn Bhd on 15 February 2021.
He holds a Bachelor of Business Administration (Cum Laude) double major in Management and General Business from Ohio University, Athens, Ohio and a Master of International Business Administration from United States International University, San Diego, California. He began his career in the academia as a lecturer at MARA University of Technology (“UiTM”) in 1985.
He then joined Standard Chartered Bank and held leadership roles within the bank including auditing the bank’s Malaysian and International operations across countries in the Asia-Pacific and African region. Thereafter in SME Bank, he was the Director/Chief Internal Auditor and has also served as Vice-President/Head Business Banking, Vice-President/Head Corporate Management and Vice-President/Head Risk Management. He has more than 30 years' successful track record having had leadership roles and exposure at both top Management and Board level.
Previously, he was appointed as Chairman of BI Walden Ventures Ketiga Sdn Bhd, Chairman of the Investment Committee of SME GAF Sdn Bhd and a Board member of BI Walden Management Ketiga Sdn Bhd, subsidiaries of SME Bank. He was also previously an alternate to the Managing Director for the Ministry of International Trade and Industry’s (“MITI”) weekly Post Cabinet meeting. Datuk Ismail is a member of the Malaysian Institute of Management and the Institute of Internal Auditors Malaysia.
Puan Azura binti Azman ("Puan Azura") was appointed as Independent Non-Executive Director of AmanahRaya Investment Management Sdn Bhd on 13 January 2023. Puan Azura graduated from the Victoria University of Wellington, New Zealand. She has more than 30 years of broad-based experience in the capital markets and the banking industry. Over the course of her career, she helmed senior positions in various firms including RHB Investment Bank Berhad, Bank of Commerce Berhad, Southern Bank Berhad, Ke-Zan Securities Sdn Bhd, Crosby Securities Pte Ltd, Amsteel Securities Sdn Bhd, CAV Private Equity Management Sdn Bhd and HLG Securities Sdn Bhd. Currently, she sits on the board of Titijaya Land Berhad and KJTS Group Berhad.
Please note that the funds listed under this website are sold subject to its offer document which is the Prospectuses or Information Memorandum as the case may be. Other information provided in this website, independent of the Prospectuses or Information Memorandum, as the case maybe do not constitute nor intended to constitute a recommendation to buy, invitation to purchase or an offer to sell and of the funds.
The Prospectus has been reviewed and approved by the Directors of AmanahRaya Investment Management Sdn Bhd (“ARIM”) and they collectively and individually accept full responsibility for the accuracy of the information. Having made all reasonable enquiries, they confirm to the best of their knowledge and belief, that there are no false or misleading statements, or omission of other facts which would make any statement in the Master Prospectus false or misleading.
The Securities Commission Malaysia (“SC”) has authorised the funds and a copy of this Master Prospectus has been registered with the SC.
The authorisation of the funds, and registration of the Prospectus, should not be taken to indicate that SC recommends the said funds or assumes responsibility for the correctness of any statement made, opinion expressed or report contained in the Prospectus.
SC is not liable for any non-disclosure on the part of ARIM who is responsible for the said funds and takes no responsibility for the contents of the Prospectus. SC makes no representation on the accuracy or completeness of the Prospectus, and expressly disclaims any liability whatsoever arising from, or in reliance upon, the whole or any part of its contents.
Investors should note that they may seek recourse under the Capital Markets and Services Act 2007 for breaches of securities laws including any statement in the prospectus that is false, misleading, or from which there is a material omission; or for any misleading or deceptive act in relation to the prospectus or the conduct of any other person in relation to the funds.
Investors should rely on their own evaluation to assess the merits and risks of the investment. In considering the investment, investors who are in doubt as to the action to be taken should consult their professional advisers immediately. The Prospectus are not intended to and will not be issued and distributed in any country or jurisdiction other than in Malaysia ('Foreign Jurisdiction'). Consequently, no representation has been and will be made as to its compliance with the laws of any Foreign Jurisdiction. Accordingly, no offer or invitation to subscribe or purchase units in the Fund to which the Prospectus relate may be made in any Foreign Jurisdiction or under any circumstances where such action is unauthorised.
The Information Memorandum has been seen and approved by the Directors of ARIM and they collectively and individually accept full responsibility for the accuracy of all information contained herein and confirm, having made all enquiries which are reasonable in the circumstances, that to the best of their knowledge and belief, there are no other facts omitted which would make any herein misleading.
SC has approved the issue, offer or invitation in respect of the wholesale fund, the subject of this Information Memorandum, and that the approval shall not be taken to indicate that the SC recommends the investment.
SC will not be liable for any non-disclosure on the part of the AmanahRaya Investment Management Sdn Bhd and takes no responsibility for the contents of the Information Memorandum, makes no representation as to its accuracy or completeness and expressly disclaims any liability whatsoever for any loss howsoever arising from, or in reliance upon the whole or any part of the content of the Information Memorandum.
The Securities Commission has approved the issue, offer or invitation in respect of the wholesale fund, the subject of this information memorandum, and that the approval shall not be taken to indicate that the Securities Commission recommends the investment.
The Securities Commission will not be liable for any non-disclosure on the part of the AmanahRaya Investment Management Sdn Bhd and takes no responsibility for the contents of the information memorandum, makes no representation as to its accuracy or completeness and expressly disclaims any liability whatsoever for any loss howsoever arising from, or in reliance upon the whole or any part of the content of this information memorandum.
This information memorandum has been seen and approved by the Directors of AmanahRaya Investment Management Sdn Bhd and they collectively and individually accept full responsibility for the accuracy of all information contained herein and confirm, having made all enquiries which are reasonable in the circumstances, that to the best of their knowledge and belief, there are no other facts omitted which would make any herein misleading.
Investors are advised to note that recourse for false or misleading statements or acts made in connection with the Information Memorandum is directly available through section 248, 249 and 357 of the Capital Markets and Services Act 2007.
Investors should rely on their own evaluation to assess the merits and risks of the investment. In considering the investment, investors who are in doubt as to the action to be taken should consult their professional advisers immediately. The Information Memorandums are not intended to and will not be issued and distributed in any country or jurisdiction other than in Malaysia ('Foreign Jurisdiction'). Consequently, no representation has been and will be made as to its compliance with the laws of any Foreign Jurisdiction. Accordingly, no offer or invitation to subscribe or purchase units in the fund to which the Information Memorandums relate may be made in any Foreign Jurisdiction or under any circumstances where such action is unauthorised.
Any issue of units to which the Prospectus or Information Memorandum, as the case may be, relates, will only be made on receipt of an application form referred to in and accompanying a copy of the respective Prospectuses and Information Memorandum, as the case may be. The past performances of the respective funds are not indicative of future performance.
Unit transactions cannot be conducted through ARIM's corporate website. However, investors can contact our customer service to enquire further information and alternative methods of performing a transaction.
The offer for subscription and/or invitation to subscribe for the Units made in the Prospectuses or Information Memorandum are, subject to the terms described in the Prospectuses or Information Memorandum, available to persons receiving an electronic Prospectuses or Information Memorandum within Malaysia. AmanahRaya Investment Management unit trust funds are intended only to be made available in Malaysia and to Malaysian investors. The distribution of the Prospectuses or Information Memorandum in jurisdictions outside Malaysia may be restricted by law and therefore persons into whose possession of the Prospectuses or Information Memorandum comes should seek advice on and observe any such restrictions. Failure to comply with relevant restrictions may violate those laws. The Prospectuses or Information Memorandum is not an offer for the subscription of or invitation to subscribe Units in any place in which, or to any person to whom, it would not be lawful to make such an offer or invitation.
A copy of the respective Prospectuses and/or Information Memorandum are also available in printed version at our office.
Whilst every care and effort has been taken to ensure that the information provided are accurate, complete or reliable, ARIM makes no representations, warranties or guarantees as to the accuracy, completeness and reliability of the information provided herein or of these alternative formats materials and contents included in this website.
ARIM accepts no liability whatsoever for any direct or consequential loss arising from the use of or reliance on information provided in this website.
If you have any difficulties in accessing the website (www.arim.com.my), please call our customer service at 03-26875 200 (8:30am to 5:30pm - Monday to Friday).
Please note that the funds listed under this website are sold subject to its offer document which is the Prospectuses or Information Memorandum as the case may be. Other information provided in this website, independent of the Prospectuses or Information Memorandum, as the case maybe do not constitute nor intended to constitute a recommendation to buy, invitation to purchase or an offer to sell and of the funds.
The Prospectus has been reviewed and approved by the Directors of AmanahRaya Investment Management Sdn Bhd (“ARIM”) and they collectively and individually accept full responsibility for the accuracy of the information. Having made all reasonable enquiries, they confirm to the best of their knowledge and belief, that there are no false or misleading statements, or omission of other facts which would make any statement in the Master Prospectus false or misleading.
The Securities Commission Malaysia (“SC”) has authorised the funds and a copy of this Master Prospectus has been registered with the SC.
The authorisation of the funds, and registration of the Prospectus, should not be taken to indicate that SC recommends the said funds or assumes responsibility for the correctness of any statement made, opinion expressed or report contained in the Prospectus.
SC is not liable for any non-disclosure on the part of ARIM who is responsible for the said funds and takes no responsibility for the contents of the Prospectus. SC makes no representation on the accuracy or completeness of the Prospectus, and expressly disclaims any liability whatsoever arising from, or in reliance upon, the whole or any part of its contents.
Investors should note that they may seek recourse under the Capital Markets and Services Act 2007 for breaches of securities laws including any statement in the prospectus that is false, misleading, or from which there is a material omission; or for any misleading or deceptive act in relation to the prospectus or the conduct of any other person in relation to the funds.
Investors should rely on their own evaluation to assess the merits and risks of the investment. In considering the investment, investors who are in doubt as to the action to be taken should consult their professional advisers immediately. The Prospectus are not intended to and will not be issued and distributed in any country or jurisdiction other than in Malaysia ('Foreign Jurisdiction'). Consequently, no representation has been and will be made as to its compliance with the laws of any Foreign Jurisdiction. Accordingly, no offer or invitation to subscribe or purchase units in the Fund to which the Prospectus relate may be made in any Foreign Jurisdiction or under any circumstances where such action is unauthorised.
The Information Memorandum has been seen and approved by the Directors of ARIM and they collectively and individually accept full responsibility for the accuracy of all information contained herein and confirm, having made all enquiries which are reasonable in the circumstances, that to the best of their knowledge and belief, there are no other facts omitted which would make any herein misleading.
SC has approved the issue, offer or invitation in respect of the wholesale fund, the subject of this Information Memorandum, and that the approval shall not be taken to indicate that the SC recommends the investment.
SC will not be liable for any non-disclosure on the part of the AmanahRaya Investment Management Sdn Bhd and takes no responsibility for the contents of the Information Memorandum, makes no representation as to its accuracy or completeness and expressly disclaims any liability whatsoever for any loss howsoever arising from, or in reliance upon the whole or any part of the content of the Information Memorandum.
The Securities Commission has approved the issue, offer or invitation in respect of the wholesale fund, the subject of this information memorandum, and that the approval shall not be taken to indicate that the Securities Commission recommends the investment.
The Securities Commission will not be liable for any non-disclosure on the part of the AmanahRaya Investment Management Sdn Bhd and takes no responsibility for the contents of the information memorandum, makes no representation as to its accuracy or completeness and expressly disclaims any liability whatsoever for any loss howsoever arising from, or in reliance upon the whole or any part of the content of this information memorandum.
This information memorandum has been seen and approved by the Directors of AmanahRaya Investment Management Sdn Bhd and they collectively and individually accept full responsibility for the accuracy of all information contained herein and confirm, having made all enquiries which are reasonable in the circumstances, that to the best of their knowledge and belief, there are no other facts omitted which would make any herein misleading.
Investors are advised to note that recourse for false or misleading statements or acts made in connection with the Information Memorandum is directly available through section 248, 249 and 357 of the Capital Markets and Services Act 2007.
Investors should rely on their own evaluation to assess the merits and risks of the investment. In considering the investment, investors who are in doubt as to the action to be taken should consult their professional advisers immediately. The Information Memorandums are not intended to and will not be issued and distributed in any country or jurisdiction other than in Malaysia ('Foreign Jurisdiction'). Consequently, no representation has been and will be made as to its compliance with the laws of any Foreign Jurisdiction. Accordingly, no offer or invitation to subscribe or purchase units in the fund to which the Information Memorandums relate may be made in any Foreign Jurisdiction or under any circumstances where such action is unauthorised.
Any issue of units to which the Prospectus or Information Memorandum, as the case may be, relates, will only be made on receipt of an application form referred to in and accompanying a copy of the respective Prospectuses and Information Memorandum, as the case may be. The past performances of the respective funds are not indicative of future performance.
Unit transactions cannot be conducted through ARIM's corporate website. However, investors can contact our customer service to enquire further information and alternative methods of performing a transaction.
The offer for subscription and/or invitation to subscribe for the Units made in the Prospectuses or Information Memorandum are, subject to the terms described in the Prospectuses or Information Memorandum, available to persons receiving an electronic Prospectuses or Information Memorandum within Malaysia. AmanahRaya Investment Management unit trust funds are intended only to be made available in Malaysia and to Malaysian investors. The distribution of the Prospectuses or Information Memorandum in jurisdictions outside Malaysia may be restricted by law and therefore persons into whose possession of the Prospectuses or Information Memorandum comes should seek advice on and observe any such restrictions. Failure to comply with relevant restrictions may violate those laws. The Prospectuses or Information Memorandum is not an offer for the subscription of or invitation to subscribe Units in any place in which, or to any person to whom, it would not be lawful to make such an offer or invitation.
A copy of the respective Prospectuses and/or Information Memorandum are also available in printed version at our office.
Whilst every care and effort has been taken to ensure that the information provided are accurate, complete or reliable, ARIM makes no representations, warranties or guarantees as to the accuracy, completeness and reliability of the information provided herein or of these alternative formats materials and contents included in this website.
ARIM accepts no liability whatsoever for any direct or consequential loss arising from the use of or reliance on information provided in this website.
If you have any difficulties in accessing the website (www.arim.com.my), please call our customer service at 03-26875 200 (8:30am to 5:30pm - Monday to Friday).