Legal Disclaimer

Below are terms and conditions that govern the use of the AmanahRaya Investment Management Sdn Bhd (ARIM) portal, and state your rights and obligations when accessing and/or using the information and services on the site.

If you are accessing this portal, you acknowledge and agree that these terms and conditions are binding on you and constitute an agreement between you, the customer, and us, the Company, for such access and/or use.

These current terms and conditions supersede any previous terms and conditions you may have received or accessed to date via the portal. Your continued use and/or access of the services will be deemed to be your acceptance of these current terms and conditions.

Limitation of Liability

You expressly understand and agree that the Company shall not be liable for any direct, indirect, incidental, special, consequential or exemplary damages, including but not limited to, damages for loss of profits, goodwill or other intangible losses resulting from:

  1. the use or inability to use the portal;
  2. the cost of procurement of substitute goods and services resulting from any goods, data, information or services purchased or obtained or messages received or transactions entered into through or from the portal;
  3. unauthorised access to or alteration of your transmission or data;
  4. statements or conduct of any third party on the portal; or
  5. any other matter relating to the portal.


The Company may provide links to other websites. Such linked websites are owned and operated by third parties and as such, the Company has no control over such sites and resources. You acknowledge and agree that the Company is not responsible for the availability of such external sites or resources, and does not endorse and is not responsible or liable for any contents, advertising, products, or other materials on or available from such sites or resources. You further acknowledge and agree that the Company shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such site or resource.


The Company may terminate your access to any part or all of the service and any related service(s) at any time, with or without cause, with or without notice, effective immediately. The Company may also terminate or suspend your account for inactivity, which is defined as failing to sign-in to the service for an extended period of time. You agree that the Company shall not be liable to you or any third party for any termination of your access to the Service.

Modifications to Terms of Service

The Company reserves the right at all times to vary, modify, delete or add to these Terms and Conditions by giving you prior notice thereof. However, in cases of urgency or in order to protect the security of the portal or in other circumstances beyond our control, when the Company finds it necessary to vary, modify, delete or add to these Terms and Conditions, it may do so without prior notice to you. It is accepted that in order to keep yourself up-to-date with any variation, modification, deletion or addition to these Terms and Conditions, you agree to access and peruse these Terms and Conditions periodically and on a regular basis. You further agree and accept that your continued access and use of these Terms and Condition (as varied or modified from time to time) will amount to your acceptance of any variation, deletion, modification or addition to these Terms and Conditions.

Modification to the Service

The Company reserves the right at any time and from time to time to modify or discontinue, temporarily or permanently, the service (or any part thereof) with or without notice. You agree that Company shall not be liable to you or to any third party for any modification, suspension or discontinuance of the service.


These Terms and Conditions shall be read together with the Standard Terms. In the event of any inconsistency or conflict between these Terms and Conditions and the Standard Terms, these Terms and Conditions shall prevail only with respect to such inconsistency or conflict.

The headings used in these Terms and Conditions are for reference and convenience only and shall not be taken into consideration in the interpretation or construction of these Terms and Conditions.

If any provision of these Terms and Conditions is held to be illegal or invalid under present or future laws or regulations effective and applicable, such provision shall be fully severable and these Terms and Conditions shall be construed as is such illegal or invalid provision had never comprised part of these Terms and Conditions and the remaining provisions of these Terms and Conditions shall remain in full effect and force and shall not be affected by the illegal or invalid provision or its severance from these Terms and Conditions.

Investment Advisory


Financial Regulators

All matters relating to unit trust schemes are governed and regulated by the Securities Commision of Malaysia (SC). The SC is empowered to formulate a set of guidelines and regulations for unit trust funds that are designed to regulate and facilitate an orderly development of the unit trust industry. It is responsible for ensuring that the unit trust industry is in compliance with the SC Act and SC Guidelines.

Website Privacy Policy

AmanahRaya Investment Management Sdn Bhd (ARIM) respects the right of our clients to privacy. Our privacy policy ensures we protect the trust you place in us when you provide us with your personal information. By 'personal information' we refer to information about an individual whose identity is apparent or can be reasonably ascertained from the information stored. Clients have the right to disclose or not disclose their information.

Types of information collected

The information we collect is information that we require in order to perform our services and offer our products to you. This information will typically include your name and address details, date of birth, details such as occupation and your annual income range. This information is typically collected by us on the application forms you complete and in information you provide us when using our internet sites.We will also collect and store information from you when you contact our Client Service Representatives or AmanahRaya Investment Management Sdn Bhd (ARIM) via our online or telephone services, so that we may better deal with your investments or transactions with us.

Use of password

The responsibility of maintaining the confidentiality of your password is yours. Therefore you should ensure that your password is not revealed to anyone at any time and under any circumstances. Please notify us immediately of any unauthorised use of your password and any other breach of security.

Use and disclosure

AmanahRaya Investment Management Sdn Bhd (ARIM) may use your personal information to:

  1. provide you with information and advice about products and services that may be of interest to you.
  2. assess and process any application for our products or services, and
  3. administer and manage the products and services we provide to you, including carrying out systems testing and auditing.

AmanahRaya Investment Management Sdn Bhd (ARIM) may disclose your personal information:

  1. to our external service providers (for example, mailing houses, IT service providers, data entry operators, printers, auditors and other professional advisers).
  2. to any person acting on your behalf, including a financial adviser
  3. to all advisers appointed by us to assist with the administration of your investment if we believe in good faith that the disclosure is required by law (for example, if required by the tax office, regulators such as the Securities Commission,etc).
  4. to your bank, if funds are being transferred to and from your accounts,

and those parties which supply services to us, and to which we disclose personal information, have undertaken to comply with our confidentiality requirements under privacy law.

Alternatives to transacting over the Internet

If you prefer not to transact with us on the Internet, you may phone or write to us with your queries or to request information on our products. If you would like to invest, you may post your investment application to us, or submit it at our office or with our distributors.


We use cookies within the secure area of our Internet sites to ensure accurate information is provided to you while you conduct transactions online. A 'cookie' is a small data file that contains information in relation to your visit to a website. As soon as you exit the secure area of our Internet sites the cookie that has been created is deleted. No information is stored on our cookies from one visit to the next.

Access to your personal information

In order to keep your personal information as current as possible, we ask that you let us know of any changes to your personal details. If you want to access your personal information, you can write to us or call us at 03-2687 5200. We may communicate with you by providing extra information such as financial market updates and specific commentary on your funds or information on new products or services. You can request not to receive this additional material by calling us at 03-2687 5200.


If you have a privacy concern, please call our Client Service Representatives on 03-2687 5200. Where possible, your concerns received over the telephone are resolved at that time. We regard privacy as a right not a privilege and will do all we can to respect the trust you have placed in us.

Copyright Notices

Copyright of the ARIM portal and its contents but limited to the information, text, images, graphics, sound files, video files and their arrangement, and material therein, is owned by the company and respective owner(s) unless otherwise indicated. No part or parts of this portal may be modified, copied, distributed, retransmitted, broadcasted, displayed, reproduced, published, licensed, transferred, sold or commercially dealt with any manner without the express prior written consent of the Company and the Copyright holders.