ARSIF - Amanahraya Investment Management Sdn Bhd

General Line : +603 2687 5200

Fund Details

DAILY FUND PRICE

Closing as at: 09 Jun 2023

NAV per Unit (RM)	Change (RM)	Change (%)
1.0063	0.0001	0.0099

	Fund Information
The Fund	AmanahRaya Syariah Income Fund
Base Currency	MYR
Fund Category	Sukuk
Fund Type	Income
Initial Offer Period (IOP)	1 day
NAV per unit during IOP	RM 1.0000
Launch Date	05 May 2022
Investment Objective	ARSIF aims to provide regular stream of monthly income* by investing in Islamic money market instruments and sukuk. ANY MATERIAL CHANGES TO THE FUND OBJECTIVES WOULD REQUIRE UNIT HOLDERS’ APPROVAL. *The income could be in the form of units or cash. Please refer to page 23 on the distribution mode.
Investment Policy and Strategy	ARSIF will invest in Islamic money market instruments and RM-denominated short to medium-term sukuk (with maturity of no longer than five (5) years) with a following minimum credit rating: i. Short-term credit rating of P1 by RAM or MARC-1 by MARC; or ii. Long-term credit rating of A1 by RAM or A+ by MARC. If the credit rating of the instruments falls below the minimum rating, the Fund may dispose of the investment. However, the Fund reserves the right to maintain the investment if the downgrade is a temporary event. The Fund may also invest up to 30% of the Fund's NAV in Islamic negotiable instruments of deposit with tenure up to five (5) years. The issuers of the Islamic negotiable instruments of deposit must have a minimum credit rating of A3 by RAM or A- by MARC. In the event of a credit downgrade of the issuer below the minimum rating requirement or where the Manager at its discretion view that there is a likelihood of credit default, the Manager may decide to partially or fully unwind the particular instruments. A credit downgrade means that credit risk has increased but it does not mean that there will be a default. A credit downgrade will generally have no impact on the value of the Islamic negotiable instruments of deposit upon its maturity if a credit default did not occur. However, if the Manager chooses to unwind the instrument prior to its maturity, it may result in capital losses and these losses will be borne by the Fund and reflected in its NAV. The Fund may also invest in Islamic CIS provided that such Islamic CIS is consistent with the investment objective of the Fund. Although the Fund is actively managed, the frequency of its trading strategy will very much depend on market opportunities. The Fund shall hold a minimum of 2% of the Fund’s NAV (or such other amount as may be agreed by the Manager and Trustee from time to time) in Islamic liquid assets such as cash and Islamic deposits. Note: “Short-term credit rating" refers to the credit rating of an instrument for a period of less than twelve (12) months issued by credit rating agency whereas "long-term credit rating" refers to a credit rating for a period of at least five (5) years.
Asset Allocation	At least 70% of the Fund's NAV will be invested in RM-denominated short to medium-term sukuk (with a term to maturity of no longer than five (5) years) Up to 30% of the Fund's NAV in Islamic money market instruments, Islamic negotiable instruments of deposit and Islamic liquid assets.
General Risk	Market Risk Liquidity Risk Inflation Risk Manager’s Risk Credit and Default Risk Loan Financing Risk Non-Compliance Risk
Specific Risk	Sukuk Issuer Risk Income & Distribution Risk Interest Rate Risk Shariah Status Reclassification Risk Islamic CIS Risk
Investor Profile	It is suitable for investors who: are seeking for a low to moderate risk investment that has exposure in sukuk, Islamic negotiable instruments of deposit and Islamic money market instruments; prefer a regular income stream.
Benchmark	Malayan Banking Berhad Al-Mudharabah (GIA) 1-Month Rate The structure of the above benchmark is referring to the investment strategy of the Fund. The risk profile of the performance benchmark is not the same as the risk profile of the Fund. You can obtain the information on the benchmark from maybank2u website (http://www.maybank2u.com.my). For further details on the benchmark, you may obtain the information from the Manager upon request.
Financial Year End	31 March
Trustee	Maybank Trustees Berhad

Please read this Warning Statement and Investor’s Declaration set out below:

Warning Statements and Notices
Please note that the funds listed under this website are sold subject to its offer document which is the Prospectuses or Information Memorandum as the case may be. Other information provided in this website, independent of the Prospectuses or Information Memorandum, as the case maybe do not constitute nor intended to constitute a recommendation to buy, invitation to purchase or an offer to sell and of the funds.

Prospectuses
The Prospectus has been reviewed and approved by the Directors of AmanahRaya Investment Management Sdn Bhd (“ARIM”) and they collectively and individually accept full responsibility for the accuracy of the information. Having made all reasonable enquiries, they confirm to the best of their knowledge and belief, that there are no false or misleading statements, or omission of other facts which would make any statement in the Master Prospectus false or misleading.

The Securities Commission Malaysia (“SC”) has authorised the funds and a copy of this Master Prospectus has been registered with the SC.

The authorisation of the funds, and registration of the Prospectus, should not be taken to indicate that SC recommends the said funds or assumes responsibility for the correctness of any statement made, opinion expressed or report contained in the Prospectus.

SC is not liable for any non-disclosure on the part of ARIM who is responsible for the said funds and takes no responsibility for the contents of the Prospectus. SC makes no representation on the accuracy or completeness of the Prospectus, and expressly disclaims any liability whatsoever arising from, or in reliance upon, the whole or any part of its contents.

Investors should note that they may seek recourse under the Capital Markets and Services Act 2007 for breaches of securities laws including any statement in the prospectus that is false, misleading, or from which there is a material omission; or for any misleading or deceptive act in relation to the prospectus or the conduct of any other person in relation to the funds.

Investors should rely on their own evaluation to assess the merits and risks of the investment. In considering the investment, investors who are in doubt as to the action to be taken should consult their professional advisers immediately. The Prospectus are not intended to and will not be issued and distributed in any country or jurisdiction other than in Malaysia ('Foreign Jurisdiction'). Consequently, no representation has been and will be made as to its compliance with the laws of any Foreign Jurisdiction. Accordingly, no offer or invitation to subscribe or purchase units in the Fund to which the Prospectus relate may be made in any Foreign Jurisdiction or under any circumstances where such action is unauthorised.

Information Memorandums
The Information Memorandum has been seen and approved by the Directors of ARIM and they collectively and individually accept full responsibility for the accuracy of all information contained herein and confirm, having made all enquiries which are reasonable in the circumstances, that to the best of their knowledge and belief, there are no other facts omitted which would make any herein misleading.

SC has approved the issue, offer or invitation in respect of the wholesale fund, the subject of this Information Memorandum, and that the approval shall not be taken to indicate that the SC recommends the investment.

SC will not be liable for any non-disclosure on the part of the AmanahRaya Investment Management Sdn Bhd and takes no responsibility for the contents of the Information Memorandum, makes no representation as to its accuracy or completeness and expressly disclaims any liability whatsoever for any loss howsoever arising from, or in reliance upon the whole or any part of the content of the Information Memorandum.

The Securities Commission has approved the issue, offer or invitation in respect of the wholesale fund, the subject of this information memorandum, and that the approval shall not be taken to indicate that the Securities Commission recommends the investment.

The Securities Commission will not be liable for any non-disclosure on the part of the AmanahRaya Investment Management Sdn Bhd and takes no responsibility for the contents of the information memorandum, makes no representation as to its accuracy or completeness and expressly disclaims any liability whatsoever for any loss howsoever arising from, or in reliance upon the whole or any part of the content of this information memorandum.

This information memorandum has been seen and approved by the Directors of AmanahRaya Investment Management Sdn Bhd and they collectively and individually accept full responsibility for the accuracy of all information contained herein and confirm, having made all enquiries which are reasonable in the circumstances, that to the best of their knowledge and belief, there are no other facts omitted which would make any herein misleading.

Investors are advised to note that recourse for false or misleading statements or acts made in connection with the Information Memorandum is directly available through section 248, 249 and 357 of the Capital Markets and Services Act 2007.

Investors should rely on their own evaluation to assess the merits and risks of the investment. In considering the investment, investors who are in doubt as to the action to be taken should consult their professional advisers immediately. The Information Memorandums are not intended to and will not be issued and distributed in any country or jurisdiction other than in Malaysia ('Foreign Jurisdiction'). Consequently, no representation has been and will be made as to its compliance with the laws of any Foreign Jurisdiction. Accordingly, no offer or invitation to subscribe or purchase units in the fund to which the Information Memorandums relate may be made in any Foreign Jurisdiction or under any circumstances where such action is unauthorised.

Prospectuses or Information Memorandums
Any issue of units to which the Prospectus or Information Memorandum, as the case may be, relates, will only be made on receipt of an application form referred to in and accompanying a copy of the respective Prospectuses and Information Memorandum, as the case may be. The past performances of the respective funds are not indicative of future performance.

Unit transactions cannot be conducted through ARIM's corporate website. However, investors can contact our customer service to enquire further information and alternative methods of performing a transaction.

The offer for subscription and/or invitation to subscribe for the Units made in the Prospectuses or Information Memorandum are, subject to the terms described in the Prospectuses or Information Memorandum, available to persons receiving an electronic Prospectuses or Information Memorandum within Malaysia. AmanahRaya Investment Management unit trust funds are intended only to be made available in Malaysia and to Malaysian investors. The distribution of the Prospectuses or Information Memorandum in jurisdictions outside Malaysia may be restricted by law and therefore persons into whose possession of the Prospectuses or Information Memorandum comes should seek advice on and observe any such restrictions. Failure to comply with relevant restrictions may violate those laws. The Prospectuses or Information Memorandum is not an offer for the subscription of or invitation to subscribe Units in any place in which, or to any person to whom, it would not be lawful to make such an offer or invitation.

A copy of the respective Prospectuses and/or Information Memorandum are also available in printed version at our office.

Whilst every care and effort has been taken to ensure that the information provided are accurate, complete or reliable, ARIM makes no representations, warranties or guarantees as to the accuracy, completeness and reliability of the information provided herein or of these alternative formats materials and contents included in this website.

ARIM accepts no liability whatsoever for any direct or consequential loss arising from the use of or reliance on information provided in this website.

If you have any difficulties in accessing the website (www.arim.com.my), please call our customer service at 03-26875 200 (8:30am to 5:30pm - Monday to Friday).

Investor's Declaration

Please read this Warning Statement and Investor’s Declaration set out below:

Warning Statements and Notices
Please note that the funds listed under this website are sold subject to its offer document which is the Prospectuses or Information Memorandum as the case may be. Other information provided in this website, independent of the Prospectuses or Information Memorandum, as the case maybe do not constitute nor intended to constitute a recommendation to buy, invitation to purchase or an offer to sell and of the funds.

Prospectuses
The Prospectus has been reviewed and approved by the Directors of AmanahRaya Investment Management Sdn Bhd (“ARIM”) and they collectively and individually accept full responsibility for the accuracy of the information. Having made all reasonable enquiries, they confirm to the best of their knowledge and belief, that there are no false or misleading statements, or omission of other facts which would make any statement in the Master Prospectus false or misleading.

The Securities Commission Malaysia (“SC”) has authorised the funds and a copy of this Master Prospectus has been registered with the SC.

The authorisation of the funds, and registration of the Prospectus, should not be taken to indicate that SC recommends the said funds or assumes responsibility for the correctness of any statement made, opinion expressed or report contained in the Prospectus.

SC is not liable for any non-disclosure on the part of ARIM who is responsible for the said funds and takes no responsibility for the contents of the Prospectus. SC makes no representation on the accuracy or completeness of the Prospectus, and expressly disclaims any liability whatsoever arising from, or in reliance upon, the whole or any part of its contents.

Investors should note that they may seek recourse under the Capital Markets and Services Act 2007 for breaches of securities laws including any statement in the prospectus that is false, misleading, or from which there is a material omission; or for any misleading or deceptive act in relation to the prospectus or the conduct of any other person in relation to the funds.

Investors should rely on their own evaluation to assess the merits and risks of the investment. In considering the investment, investors who are in doubt as to the action to be taken should consult their professional advisers immediately. The Prospectus are not intended to and will not be issued and distributed in any country or jurisdiction other than in Malaysia ('Foreign Jurisdiction'). Consequently, no representation has been and will be made as to its compliance with the laws of any Foreign Jurisdiction. Accordingly, no offer or invitation to subscribe or purchase units in the Fund to which the Prospectus relate may be made in any Foreign Jurisdiction or under any circumstances where such action is unauthorised.

Information Memorandums
The Information Memorandum has been seen and approved by the Directors of ARIM and they collectively and individually accept full responsibility for the accuracy of all information contained herein and confirm, having made all enquiries which are reasonable in the circumstances, that to the best of their knowledge and belief, there are no other facts omitted which would make any herein misleading.

SC has approved the issue, offer or invitation in respect of the wholesale fund, the subject of this Information Memorandum, and that the approval shall not be taken to indicate that the SC recommends the investment.

SC will not be liable for any non-disclosure on the part of the AmanahRaya Investment Management Sdn Bhd and takes no responsibility for the contents of the Information Memorandum, makes no representation as to its accuracy or completeness and expressly disclaims any liability whatsoever for any loss howsoever arising from, or in reliance upon the whole or any part of the content of the Information Memorandum.

The Securities Commission has approved the issue, offer or invitation in respect of the wholesale fund, the subject of this information memorandum, and that the approval shall not be taken to indicate that the Securities Commission recommends the investment.

The Securities Commission will not be liable for any non-disclosure on the part of the AmanahRaya Investment Management Sdn Bhd and takes no responsibility for the contents of the information memorandum, makes no representation as to its accuracy or completeness and expressly disclaims any liability whatsoever for any loss howsoever arising from, or in reliance upon the whole or any part of the content of this information memorandum.

This information memorandum has been seen and approved by the Directors of AmanahRaya Investment Management Sdn Bhd and they collectively and individually accept full responsibility for the accuracy of all information contained herein and confirm, having made all enquiries which are reasonable in the circumstances, that to the best of their knowledge and belief, there are no other facts omitted which would make any herein misleading.

Investors are advised to note that recourse for false or misleading statements or acts made in connection with the Information Memorandum is directly available through section 248, 249 and 357 of the Capital Markets and Services Act 2007.

Investors should rely on their own evaluation to assess the merits and risks of the investment. In considering the investment, investors who are in doubt as to the action to be taken should consult their professional advisers immediately. The Information Memorandums are not intended to and will not be issued and distributed in any country or jurisdiction other than in Malaysia ('Foreign Jurisdiction'). Consequently, no representation has been and will be made as to its compliance with the laws of any Foreign Jurisdiction. Accordingly, no offer or invitation to subscribe or purchase units in the fund to which the Information Memorandums relate may be made in any Foreign Jurisdiction or under any circumstances where such action is unauthorised.

Prospectuses or Information Memorandums
Any issue of units to which the Prospectus or Information Memorandum, as the case may be, relates, will only be made on receipt of an application form referred to in and accompanying a copy of the respective Prospectuses and Information Memorandum, as the case may be. The past performances of the respective funds are not indicative of future performance.

Unit transactions cannot be conducted through ARIM's corporate website. However, investors can contact our customer service to enquire further information and alternative methods of performing a transaction.

The offer for subscription and/or invitation to subscribe for the Units made in the Prospectuses or Information Memorandum are, subject to the terms described in the Prospectuses or Information Memorandum, available to persons receiving an electronic Prospectuses or Information Memorandum within Malaysia. AmanahRaya Investment Management unit trust funds are intended only to be made available in Malaysia and to Malaysian investors. The distribution of the Prospectuses or Information Memorandum in jurisdictions outside Malaysia may be restricted by law and therefore persons into whose possession of the Prospectuses or Information Memorandum comes should seek advice on and observe any such restrictions. Failure to comply with relevant restrictions may violate those laws. The Prospectuses or Information Memorandum is not an offer for the subscription of or invitation to subscribe Units in any place in which, or to any person to whom, it would not be lawful to make such an offer or invitation.

A copy of the respective Prospectuses and/or Information Memorandum are also available in printed version at our office.

Whilst every care and effort has been taken to ensure that the information provided are accurate, complete or reliable, ARIM makes no representations, warranties or guarantees as to the accuracy, completeness and reliability of the information provided herein or of these alternative formats materials and contents included in this website.

ARIM accepts no liability whatsoever for any direct or consequential loss arising from the use of or reliance on information provided in this website.

If you have any difficulties in accessing the website (www.arim.com.my), please call our customer service at 03-26875 200 (8:30am to 5:30pm - Monday to Friday).

Investor's Declaration